MIGA - Australia's medical indemnity insurance experts

24/7 medico-legal support

We recognise issues that require advice of a medico-legal nature can occur at any time of the day or night, so our expert team is ready and waiting to help, 24 hours a day, 365 days of the year.

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Industry leading risk management

Expand your knowledge and increase your awareness of medico-legal risks through a variety of exciting activities, while at the same time earning CPD points and a 10% discount on your insurance premium.1

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Earn Qantas Points on your insurance

Insure with MIGA and earn one Qantas Point for every eligible $1 paid to MIGA for your medical indemnity insurance. As an MIGA client you can join Qantas Business Rewards or Qantas Frequent Flyer, for free, saving nearly $100!2

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What's happening at MIGA?

Doctors in Training Grants Program

MIGA's DIT Grants Program provides funding to assist doctors in training pursue advanced training opportunities, including post graduate study, specialised fellowships and medical research.

Six individual DIT Grants of $10,000 are available, and applications are now open!

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MIGA Conferences

Earn your Risk Education 10% premium discount in half a day!1 Simply attend one of our Risk Management Conferences where you can update your knowledge, engage and network with colleagues and earn College CPD Points.

Log in to REO to find out dates we'll be near you and to book!

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Starting in Private Practice Package

Making the transition into private practice is exciting and rewarding, but can also prove to be overwhelming and costly. MIGA offer generous premium discounts for your first six years of private practice, and when you commence in private practice for the first time before 30 June 2025 you can also earn 50,000 bonus Qantas Points3.

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Our friendly team is here to help

If you would like more information about MIGA, request a call back and a member of our team will be in contact at a time convenient for you.

1 The risk management discount applies to the insurance premium at your next renewal and not to other charges such as membership fees, GST, ROCS levy or stamp duty. Risk Management Terms and Conditions apply.
2 A business must be a Qantas Business Rewards Member and an individual must be a Qantas Frequent Flyer Member to earn Qantas Points with MIGA. Qantas Points are offered under the MIGA Terms and Conditions. Qantas Business Rewards Members and Qantas Frequent Flyer Members will earn 1 Qantas Point for every eligible $1 spent (GST exclusive) on payments to MIGA for Eligible Products. Eligible Products are Insurance for Doctors: Medical Indemnity Insurance Policy, Eligible Midwives in Private Practice: Professional Indemnity Insurance Policy, Healthcare Companies: Professional Indemnity Insurance Policy. Eligible spend with MIGA is calculated on the total of the base premium and membership fee (where applicable) and after any government rebate, subsidies and risk management discount, excluding charges such as GST, Stamp Duty and ROCS. Qantas Points will be credited to the relevant Qantas account after receipt of payment for an Eligible Product and in any event within 30 days of payment by You. Any claims in relation to Qantas Points under this offer must be made directly to MIGA by calling National Free Call 1800 777 156 or emailing clientservices@miga.com.au.
3 50,000 bonus Qantas Points offer only available to registered Australian medical practitioners, who are commencing private practice for the first time, or are transferring to MIGA from another insurer’s first time in private practice arrangement and first insure with MIGA under MIGA’s Starting out in Private Practice Package for cover commencing on or before 30 June 2025. MIGA Terms and Conditions for bonus Qantas Points for Starting out in Private Practice are available at: www.miga.com.au/qantas-bonus-tc-sipp.

Insurance policies are issued by Medical Insurance Australia Pty Ltd (AFSL 255906).  MIGA has not taken into account your personal objectives or situation.  Before you make any decisions about our policies, please review the relevant Product Disclosure Statement (which can be found here) and consider your own needs.
Information on this site does not constitute legal or professional advice. If you have questions, or need advice please contact us for assistance.