Employer Indemnified

Our policy cover

Whether you are a Staff Specialist, Salaried Medical Officer or Intern, or if you are employed in the private sector and are indemnified by your employer, we can offer insurance and membership options to suit your needs.

We also understand that some doctors may only want limited cover to satisfy the requirements of their Medical Board registration and others may require additional cover including for any private practice they may undertake.

We have undertaken an extensive review of our Employer Indemnified categories and have introduced many new benefits from 1 July 2010.

Click here for further details of the options available with MIGA and the scope of cover for Employer Indemnified doctors.

We are proud of the quality of the cover offered under our policy and the level of protection it provides our members.

Our aim is to provide doctors with superior cover and a policy that provides real value for money.

Not sure why you need your own insurance as an Employer Indemnified doctor?  Read our case studies.

^{Disclaimer: The terms and conditions of the insurance provided by Medical Insurance Australia Pty Ltd are fully contained in the Policy Wording and any applicable endorsements. This information does not form part of the Policy Wording. Insurance cover provided by the Medical Insurance Group Australia is underwritten by Medical Insurance Australia Pty Ltd (ABN 99 092 709 629). Before you make any decisions about our policy, please read our Combined Financial Services Guide and Product Disclosure Statement and Policy Wording.}

Benefits of membership

Our member services are designed to:

• Assist members in the event of a claim or investigation
• Educate members in the area of risk management, and
• Inform members about medical indemnity issues relevant to them.

The range of services we offer includes:

• 24 hour emergency medico-legal support - available anywhere in Australia
• A Doctors' Support Service - offering professional clinical and peer support for doctors who are involved in a claim
• Access to our Interactive Risk Management (IRM) Program - which offers a maximum 10% discount off the next year's insurance premium upon full compliance
• Access to Risk Resources - an on-line package of risk management resources to help doctors insured with us manage their risks in medical practice
• Access to our Doctors in Training Grants Program - assisting doctors undertake additional training that is beyond the training prescribed as part of their accredited training program.
• Receipt of our bi-monthly Bulletin - which features articles on risk and claims management, case studies, key insurance and membership issues and medico-legal developments
• Access to the Client Area of this website - offering a range of online services including lodgement of claims and circumstance notifications, completion of Change of Details forms, bookings for workshops, access to status of IRM points, practice self-assesments and specialty quizes benchmarking, payment of tax invoices and access to Certificates of Insurance & Membership
• A range of long term membership benefits
• Acess to the MIGA Financial Benefits Package offered by the Commonwealth Bank exclusively for MIGA members - providing preferential personal services to manage your private wealth.

If you are in any doubt about what your employer is covering you for and whether you need your own insurance, call our Client Services Department and we would be pleased to assist you.