Junior doctors
Insure online!
Insure yourself online today. You can apply, pay and receive confirmation of your cover in one easy process.
Completing the online Application form is easy, but you will need:
- Your Medical Board registration number, and
- Details of any prior claims or complaints you have received relating to your practice of medicine.
Is your career and reputation worth $55?
MIGA offers special insurance arrangements for:
- Junior doctors (i.e. in your 3rd, 4th or 5th post graduate year)
- Doctors enrolled in a GP or Specialist Fellowship Program (or intending to enrol in such a program in the next 18 months) and predominantly employed in the public sector.
It's surprisingly inexpensive to protect your career, reputation and future earning capacity with MIGA. The most you will pay for insurance protection with MIGA is $55 pa^.
Find out more about insuring with MIGA as a junior doctor, and consider our 'Starting Private Practice Package' providing access to generous premium discounts when you decide to pursue a career in private practice.
Why do you need your own insurance?
As a junior doctor you face important decisions that will ultimately shape your medical career. Your skill and reputation are building, making it more important than ever to have insurance that protects and supports you.
Despite being indemnified by your employer, this may not be all you need. The cover can be restricted and may not protect you in every circumstance. Discover a range of scenarios where you'll benefit from your own independent insurance and having MIGA "on your side".

MIGA is a proud partner of Women's Healthcare and Children's Healthcare Australasia - supporting excellence in health care for women, babies, children and young people.
^Based on the Category of cover - "Salaried Medical Officer in Training", working in South Australia and including all statutory charges (as at July 2011). Total cost will be lower for doctors working in other states. This category of insurance excludes any private practice in Cosmetics, Neurosurgery or Obstetrics. GP Registrars not predominantly employed in the public sector and those undertaking training in Obstetrics will need to select a category of insurance from the GP Registrar categories outlined on page 13 of the Categories of Insurance Guide. Please contact us for assistance.