Why do I need cover?

Do you need medical indemnity insurance?

We are often asked by employed doctors why they need insurance cover if they are indemnified by their employer.  There are many situations where it is beneficial to have your own insurance and we understand these may not always be clear.

The case studies below feature situations that highlight how MIGA, through insurance and membership, can assist you to deal with difficult and unfamiliar situations.

• Lesson 1: Events run their own course - and can quickly get out of hand.
• Lesson 2: Sometimes the best course of action is not immediately obvious.
• Lesson 3: Time can get away from you before you know it.
• Lesson 4: The publicly employed doctor without insurance - it can be costly.

If you are in any doubt about what your employer is covering you for and would like to know more about the insurance cover available from MIGA, call our Client Services Department on 1800 777 156.