Other Practice - Categories of Insurance & Membership

Other Practice Categories

Download the Categories of Insurance Guide

a) Introduction

The following additional Categories are available for doctors who undertake roles other than those detailed under the major practice groupings:

General Practitioner
Specialist
Cosmetic Medical Practice
Employer Indemnified.

The Category you select should best reflect your qualifications and/or the nature of the work you undertake.

Category	Includes	Excludes
Medical Officer at private and/or public hospital (not Employer Indemnified) This Category is for non specialists who are employed in private and/or public hospitals, who are required to effect and maintain their own medical indemnity insurance	All activities and procedures for which you are appropriately trained and qualified to undertake
Surgical Assistance – Specialists This Category is for Specialists who do not perform any surgery but undertake surgical assistance only.	Surgical assistance only Good Samaritan Acts and Gratuitous Advice (refer pages 28 and 29 of the Categories of Insurance Guide) Prescription writing, writing referrals and ordering pathology, where undertaken privately and gratuitously	work in any capacity as the primary or supervising surgeon. If you are the primary or supervising surgeon, you need to select the appropriate Specialist Category any surgery undertaken either during surgery (whether in the presence of the primary or supervising surgeon or not) or on behalf of the primary or supervising surgeon
Surgical Assistance – Other This Category is for overseas visiting doctors or non-specialists who do not perform any surgery but undertake surgical assistance and/or observational roles only.	Surgical assistance and observational roles only Good Samaritan Acts and Gratuitous Advice (refer pages 28 and 29 of the Categories of Insurance Guide) Prescription writing, writing referrals and ordering pathology, where undertaken privately and gratuitously	work in any capacity as the primary or supervising surgeon. If you are the primary or supervising surgeon, you need to select the appropriate Specialist Category any surgery undertaken either during surgery (whether in the presence of the primary or supervising surgeon or not) or on behalf of the primary or supervising surgeon
Medical Administrator This Category is for doctors whose role is solely that of a Medical Administrator who are not otherwise indemnified in this role and who are required to effect and maintain their own medical indemnity insurance	Cover is restricted solely to patient outcomes arising out of health care treatment, advice or service where the Medical Administrator is alleged to have exercised their medical skill and judgment in their role as a Medical Administrator, but whose responsibilities do not extend directly to clinical patient contact Doctors are also covered for claims arising out of prescription writing, writing referrals and ordering pathology, where undertaken privately and gratuitously	No cover is provided for: Claims arising out of managerial or administrative error Any clinical practice
Medical Academic This Category is for doctors whose role is solely that of a Medical Academic and whose responsibilities are restricted to teaching, training, supervising or mentoring doctors or Medical Students in accredited or formalised training programs leading to professional awards who are not otherwise indemnified in this role and who are required to effect and maintain their own medical indemnity insurance	Cover is restricted solely to patient outcomes arising out of health care treatment, advice or service where the clinical academic is alleged to have exercised their medical skill and judgment in their role as a Medical Academic but whose responsibilities do not extend directly to clinical patient contact Doctors are also covered for claims arising out of prescription writing, writing referrals and ordering pathology, where undertaken privately and gratuitously	No cover is provided for: Claims arising out of managerial or administrative error Any clinical practice
Medical Reporting and Assessment – No Clinical Practice This Category is for doctors who do not undertake clinical practice and whose entire practice consists of consultation, examination and assessment for the sole purpose of reporting in their area of specialty. Doctors in this Category have no doctor/patient relationship with the examinee.	Cover is restricted to: Reporting only in the area of specialty in which you are qualified as a registered medical practitioner Where the primary purpose of your report or opinion is for use: by a third party in investigating a potential third party claim, as evidence in proceedings, proposed proceedings, or the giving of oral evidence in proceedings or proposed proceedings in relation to a third party claim by a third party (e.g. an insurer or employer) in assessing the examinee for use by a third party Doctors are also covered for claims arising out of prescription writing, writing referrals and ordering pathology, where undertaken privately and gratuitously	Any clinical practice
Non Clinical This Category is for doctors who maintain Medical Board registration but are not practising and have no clinical patient contact (either directly or indirectly)	Doctors are only covered for claims arising out of prescription writing, writing referrals and ordering pathology, where undertaken privately and gratuitously, Good Samaritan Acts and Gratuitous Advice	No cover is provided for any clinical practice
Registrar undertaking Specialist training in Private Practice This Category is for Registrars undertaking training as a Specialist in Private Practice, outside of the public sector, who are required to effect and maintain their own medical indemnity insurance, and those predominantly employed in the public sector who are training in cosmetics, obstetrics or neurosurgery.	All private work where part of a specialist training program