Employer Indemnified - Categories of Insurance & Membership
Employer Indemnified Categories
Download the Categories of Insurance Guide
a) Introduction
There are a range of Categories for employer indemnified doctors and they are listed in the following table. If you are an Intern, refer Section 6 of the Categories of Insurance Guide for details of the cover available to you.
The Category you select should best reflect your qualifications and/or the nature of the work you undertake.
If you select any of the Employer Indemnified Categories we recommend you:
- Obtain written confirmation from your employer that they will indemnify you for conduct in the course of your employment
- Obtain written confirmation detailing the scope of indemnity provided to you and the extent to which your employer will accept liability for your actions during employment and in particular what insurance they have in place to meet such liabilities. If you are in any doubt, you may refer that document to us so that we can determine the appropriate Category for you
- Clarify the scope of indemnity for consultations with public patients in private rooms and with private patients in public outpatient clinics.
Please note you are not covered under Section 1 or Section 2 of the Policy for matters that arise from practice undertaken under a Rights of Private Practice Agreement.
b) Category listing
| Category |
Includes |
Excludes |
Staff Specialist
With limited Private Practice (Intended for Staff Specialists employed in the public sector)
|
Provides cover for:
- Private work you undertake outside of your employment and/or Private Practice Agreement (if applicable), subject to Gross Income from such work not exceeding $10,000 per annum
- Expenses as per Section 2 of the Policy
- Good Samaritan Acts and Gratuitous Advice (refer pages 28 and 29 of the Categories of Insurance Guide)
|
- Any private practice when Gross Income exceeds $10,000 per annum (refer to Specialist Categories, Section 2 if Gross Income exceeds $10,000 per annum)
- Any private practice in:
- Cosmetics
- Neurosurgery
- Obstetrics
|
Staff Specialist
- Medical Board / Tribunal cover only (Intended for Staff Specialists employed in the public sector who only require cover for expenses as detailed)
|
Provides cover for: - Expenses in relation to complaints made to a Medical Board or a Tribunal responsible for your professional discipline or a coronial inquiry, for matters arising out of your conduct as a medical practitioner
- Good Samaritan Acts and Gratuitous Advice (refer to pages 28 and 29 of the Catergories of Insurance Guide)
|
|
Salaried Medical Officer in Training
(Intended for doctors predominantly employed in the public sector who are: - in their 2nd, 3rd, 4th or 5th post graduate year, or
- enrolled in a GP or Specialist fellowship program (or who intend to enrol in a GP or Specialist fellowship program within the next 18 months)
|
Provides cover for: - Private work you undertake outside of your employment
- Expenses as per Section 2 of the Policy
- Good Samaritan Acts and Gratuitous Advice (refer pages 28 and 29 of the Categories of Insurance Guide)
|
- Any private practice in:
- Cosmetics
- Neurosurgery
- Obstetrics
Doctors undertaking the above private work will need to select the "Registrar undertaking Specialist training in Private Practice" Category (refer page 21 of the Categories of Insurance Guide) GP Registrars not predominantly employed in the public sector and those undertaking training in Obstetrics will need to select from the GP Registrar Categories outlined on page 13 of the Categories of Insurance Guide |
Salaried Medical Officer > PGY 5
(Intended for doctors employed in the public or private sector who graduated more than 5 years ago and who are not enrolled or do not intend to enrol in a GP or Specialist fellowship program)
|
Provides cover for: - Private work you undertake outside of your employment, subject to Gross Income from such work not exceeding $10,000 or $25,000 per annum, depending on your requirements
- Expenses as per Section 2 of the Policy
- Good Samaritan Acts and Gratuitous Advice (refer pages 28 and 29 of the Categories of Insurance Guide)
|
- Any private practice when Gross Income exceeds $10,000 or $25,000 per annum, depending on category selected
- Any private practice in
- Cosmetics
- Neurosurgery
- Obstetrics
|
Salaried Medical Officer -
Medical Board / Tribunal cover only (Intended for doctors employed in the public or private sector who only require cover for Expenses as detailed)
|
Provides cover in relation to: - Complaints made to a Medical Board or a Tribunal responsible for your professional discipline or a coronial inquiry, for matters arising out of your conduct as a medical practitioner
- Good Samaritan and Gratuitous Advice (refer pages 28 and 29 of the Categories of Insurance Guide)
|
|
